Health Insurance
(ประกันสุขภาพ)
Definition
Health Insurance (ประกันสุขภาพ) Hard Skill
Health insurance is a type of coverage that pays for medical and surgical expenses incurred by the insured. It helps protect individuals from high healthcare costs by providing financial support for hospital stays, treatments, and preventive care services.
Expertise Level
Level 1
Basic
1. Understands basic concepts of health insurance and its purpose.
2. Can identify common types of health insurance plans.
3. Recognizes key terms such as premium, deductible, and copayment.
Level 2
Intermediate
1. Can explain the benefits and limitations of different health insurance policies.
2. Able to assist in selecting appropriate plans based on individual needs.
3. Understands the claims process and documentation requirements.
Level 3
Advanced
1. Can design or customize health insurance products based on market needs.
2. Analyzes and manages risk factors related to health insurance portfolios.
3. Stays updated with regulatory changes and industry best practices.
